Technology
This is the official technology community of Lemmy.ml for all news related to creation and use of technology, and to facilitate civil, meaningful discussion around it.
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1: All Lemmy rules apply
2: Do not post low effort posts
3: NEVER post naziped*gore stuff
4: Always post article URLs or their archived version URLs as sources, NOT screenshots. Help the blind users.
5: personal rants of Big Tech CEOs like Elon Musk are unwelcome (does not include posts about their companies affecting wide range of people)
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7: crypto related posts, unless essential, are disallowed
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Its a pretty tough decision what to use for this imo since technically, you‘re right. Then again, you already have to log into your os and unlock the password safe to get the passwords or the otps.
The reason why mfa is done is if your password leaks you are not completely effed. You can obviously use a second selfhosted service with a different password but chances are most people would rather use something easier.
Also, passkeys work the same way. They work if you are logged into a device. That way you get no additional password except you can only use it from the device in question.