Amateur Radio

I'm wondering what you guys suggest to regain my interest in this hobby. I got my certification last fall (live in US) and was excited to learn the concepts and start using a radio. But after passing that my interest has dropped.

I don't have a radio club nearby or much money to spend on equipment. I had a UV-5R for a while but sold it recently since I needed the $ at the time. I was thinking of getting a slightly better handheld, and the idea of building a mobile station in my car is appealing. When I scanned the air with my baofeng I picked up some chatter every few days but could barely make it out. I also have a SDR that I connect to my computer and pick up some local FM stations.

I've heard that a club is the best way to get into it. The closest club is farther than I can usually drive with my work/life committments but I want to start trying to go at least once every few month. Are there any projects I could do on my own that could be exciting?

Thanks for your help.