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College loans are not dischargeable in bankruptcy. Simple as that.
With lenders knowing that the government will make sure they get paid, they're happy to loan out any amount of money to anyone regardless of credit worthiness, because they take on literally zero risk.
Then colleges realize the same, and jack up their prices in turn. The feedback loop brings us to where we are today. There is no market (or other) force putting any downward pressure on tuition costs, at all. This is the inevitable result.
I forgot, how did that happen already?
Yes Biden is basically running on the idea of solving a lot of the problems he created. He spent most of his life in government. Those of us who are informed came to terms with that in 2020
Not so much "came to terms" with it as much as "this dumb motherfucker is the only way we escape Trump. I hate him and his policies but I'll vote for him I fucking guess." Just like where we are now, but now many are even more pissed because it was already supposed to be just one term of a lesser evil before we'd have new options. Now goal posts are being moved and we all have to do it AGAIN for an asshole like Joe Biden who does not deserve it.
Why can't these old fuckers just die already?
It's going to be "lesser evil" for 20 more elections. Count on it.
Seems that way. It's been pretty much how the DNC has operated for the last 20, so why would they change what's been working for them?
Considering the staggering losses of state seats during that time, I’m not sure it has been working for them particularly well.
They’ve sure done a lot of fundraising in that time though!
Bold to assume we won't go extinct before the time needed to hold 20 more of these elections.
Ain't that convenient huh!
None of us can see the future. Doing something in 2005 maybe made some sense at the time. Now he can see the chain from there to now and realizes it wasn’t good or needs fixing. It’s better than ignoring it.
Plenty of people knew what he did was armful read the article I posted. He was getting paid by the banks and credit lenders at the time. Super ethical dude.
This isn't the first time. He's just as responsible for the rise in incarceration. He tried to vote in a constitutional amendment to make sure states could overturn Roe v Wade. He was pro capital punishment until like five years ago. He did so much horrible shit over the years it's hard to keep up.
But now it's trust me bro, just vote for me one more time and I'll undo all the horrible shit I did
Damn. Don’t hurt ‘em.
Yes this is generally true but I don't feel like it's fair to the colleges/universities who work to keep tuition and tuition increases in check. There are lots of decent public universities that have more reasonable tuition. The public university in my smallish city is about 10k a year for in-state. Not necessarily saying that's ideal for everyone or cheap but it's a far cry from these places pushing it to 40, 60, 100+k a year.
Also important to point out that we slashed Public Funding of these universities and that's why the prices are going up in large part
A system with only positive feedback inevitably ends up unstable.
Pegged to an extreme at best