this post was submitted on 25 Mar 2024
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I went to a convention once, deciding that it was redundant to bring my laptop with me when my smartphone alone should have been perfectly capable to do all of my online only Internet tasks.
I ended up having my credit card skimmed from an ATM, and someone withdrew around $500-1000 as a result of that, which was about half of the money that I had on my account, and allocated towards that particular trip.
Let me tell you, it was not comforting, sitting on a hotel bed with a tiny overheating smartphone (Galaxy S2 back then), navigating the bank's website with my thumbs, on a slow mobile connection, which kept on crashing. Their phone lines were busy for 3+ hours because it was a major event.
I realized in that particular moment, that I always needed a backup, high speed computer (or laptop) with a full physical keyboard and mouse for specifically those circumstances, where time was absolutely critical.
Woah I never thought about that. Thanks!
You bank does't have an app?
My Australian bank has a full-featured app for apple and android. There is very little you can't do in the app.
All the emergency, and stop my card type tasks are right there. I'd have to call for a home loan or something big. But pausing, stopping and cancelling my cards is all right there along with easy transfer etc.
This is part of why I use GPay absolutely everywhere I can. It's impossible to meaningfully skim because every transaction has a newly generated number acting as a proxy for your credit card.