this post was submitted on 11 Jun 2023
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I would agree, in the sense that "earn more money" and "restructure the United States to have a more functional welfare system" are better but not really alternatives.
I was thinking in terms of pensions. It is less common these days but some people still do have great pension benefits. SS too can be quite good if one works to age 70. The other direction is defined contribution plans. Especially if contributions are matched it becomes more important to at least get the free money.