News
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What a bullshit article that didn't even acknowledge corporate greed as a factor, let alone the primary cause.
If they were greedy before and are still greedy, nothing would have changed. Did humans suddenly get greedy in the last two years? No, humans didn't suddenly get greedy just in the last two years; economic conditions changed. Notably inflation producing policies are coming home to roost and the need to curb said inflation has driven up interest prices. Both of those factors would (and are) leading to more credit card debt, in particular inflation.
No there are other things that changed too you just ignore them. The picture you paint is simple, easy to understand and wrong.
"Record high profits." Greedy taking advantage of economic shifts because a company that isn't growing its profits no matter how profitable is "failing."
Feel free to bring up the major ones. A hundred things changed and an essay does not make a good lemmy post.