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Classic victim blaming. I understand you mean well, but what you wrote didn't express that. If it were simply a matter of bad personal choices, legislation could easily fix it, right?
Even if it were simply a matter of bad personal choices - one or two of those, maybe a big medical emergency and you get buried forever? That's the system we're all cool with?
It's probably a mixed bag. I live in a high cost of living area. Weird to see people, with such high salaries living paycheck to paycheck and carrying CC debt due to life style choices.
I wish the article or survey had a breakdown of the sentiment based on household income and other demographics.
Also curious, do schools teach financial literacy these days? I had volunteered in the past with some youth outreach programming, and one of the popular classes was financial literacy to help young people understand account management and how to avoid credit card debt pitfalls.
There is a lot that needs to happen to change the rules of the system to get to a more equal society, but in the meantime it is important to teach the rules of the system and how to work within it as best you can.