this post was submitted on 21 Nov 2023
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Does happiness have a price? For a majority of Americans, the answer is yes — but it doesn't come cheap.

About 6 in 10 of Americans believe money can buy happiness, according to a new poll from financial services firm Empower. Yet to achieve happiness through financial means, most people say they'd need a significant raise, as well as a big chunk of money in the bank.

Median household income in the U.S. stands at about $74,000 annually, but respondents told Empower that they'd need to earn roughly $284,000 each year to achieve happiness.

And as for wealth, Americans said they'd need even more in the bank to feel content: $1.2 million, to be exact, the poll found. Many people are wealthier than they were a few years ago, thanks to the rise in real estate and stock market values, yet the median net worth of U.S. households stood at $192,900 in 2022, according to the Federal Reserve.

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[–] [email protected] 50 points 11 months ago (1 children)

And yet disability is at a whopping $914/month federally and you can't have more than $2k in your bank or they take away your food stamps and healthcare... a number that hasn't changed since 1974 and would be $13k if adjusted for inflation. I didn't choose to be disabled. I paid my taxes when I could work, to prevent suffering; but I'm now living with a family member and selling nudes to afford the rent, bills, vehicle costs, insurance costs, prescriptions that aren't covered, service dog expenses, etc.

[–] [email protected] 4 points 11 months ago* (last edited 11 months ago) (1 children)

I have a disability as well, and while I am largely able to work I live in terror of taking a turn for the worse and becoming disabled. The costs are horrific and I'm just barely scraping by on what I work my ass off to make.

Sorry, comrade, chronic illness is just ass. Hang in there

[–] [email protected] 2 points 11 months ago

If you can make a good wage for several years before you apply, SSDI will go up and won't be such a low average. Unfortunately, I was disabled after only a few years in the workforce and the most I made, even with a degree, was $15/hr. I wasn't making enough for long enough to get more than the $914 (the SSI limit). That's the best advice I can give. If you get SSDI, you're also allowed to get married without losing benefits. Those on SSI, if married, the income the spouse makes is considered your income and is taken out of your SSI.