this post was submitted on 23 Oct 2023
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[โ€“] [email protected] 1 points 1 year ago* (last edited 1 year ago) (1 children)

I see where you're coming from.

Credit scores aren't about how responsible you are, they're about how well you can stick to an agreement.

[โ€“] [email protected] 14 points 1 year ago

paying off the loan early is a part of any agreement, otherwise it wouldnt be an option

credit scores are entirely and exclusively about how good of a debt slave you are