Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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Do you use virtual credit cards? (lm.paradisus.day)

submitted 1 year ago by [email protected] to c/[email protected]

40 comments fedilink hide all child comments

I came across privacy.com, a service that generates virtual credit cards, like aliases for your real credit card that can be paused or discarded at any moment.

My own credit card company has this feature. But it requires a browser plugin that so obviously is there to track my spending habits, so I've not wanted to consider it. Privacy.com looks like a great alternative.

But is it even worth it? It may be a hastle, but I can also cancel my actual credit card at any moment and they will send me a new number immediately and a card a few days later. From a privacy prospective, how much can a company use my credit card credentials to track me? Maybe a third-party virtual card provider even masks my own purchases so not even my credit card company knows? Not sure about that one.

Please share if you use one, who its with, and if its worth it.

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[–] [email protected] 6 points 1 year ago (3 children)

Can I use it from EU?

[–] [email protected] 6 points 1 year ago (1 children)

Check out wise.com. I use them for client payments on occasion but they have virtual cards that you load up and use like a real Visa. You can set limits, even by vendors.

[–] [email protected] 0 points 1 year ago (1 children)

If you're in the EU, Revolut is better than Wise because they have one-time-use virtual cards. As soon as the transaction is made, the number can't be used again.

[–] [email protected] 1 points 1 year ago (1 children)

Yeah Wise has the same. I’m sure at this point they offer feature parity and it’s about quality of service. Wise has been good. Probably the least invasive. Bill.com was atrocious! Promises of removing my data and they are emailing me years later.

[–] [email protected] 0 points 1 year ago* (last edited 1 year ago)

Wise does not have the same. Here's my EU card page: https://i.imgur.com/yvrUSvq.png

They offer virtual cards, but not one-time-use cards. It's a big difference in safety.

In fact, apart from just finding out about privacy.com (only available in the US), I'm not aware of anybody except Revolut who offers one-time-use cards.

e: If you know how to do it with Wise, please let me know. (Virtual cards which can be deleted after use are not the same as one-time cards.)

[–] [email protected] 1 points 1 year ago

Sadly no. The cards are american and there is some thing that I forgot the name and exact function of, which allows you to pay with american cards inside the EU, however that requires id, which privacy.com does not do.

[–] [email protected] 1 points 1 year ago

On the UE I use Revolut. It has this feature of virtual cards, and also it's able to create a temporary card for only one use.