Finance

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Money Monday Discussion Thread: Monday June 26, 2023 (beehaw.org)

submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]

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Hey y'all! I have been thinking that this community could use a weekly discussion thread. Feel free to comment below with anything and everything money related that is better suited to a conversation or a quick question and answer than a full post. Some ideas include:

Journaling about an ongoing job search
Asking for ideas about how to manage an emergency fund
Logging recent stock trades
Talking about the impact of inflation on your budget
Your plans for maximizing the rewards on a credit card

Again, those are just suggestions, if there's really anything you'd like to talk about related to finance in your life, feel free to put it here.

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[–] [email protected] 1 points 1 year ago

Sounds like a solid plan. I link Ben Felix's videos to people a lot. As far as small cap tilt etc, the most important thing is that you're putting money into stocks consistently and letting it grow. There's a tendency to sweat the small stuff with passive investing because it feels like you should be doing something, but in reality it's a gamble that's probably only worth a few days of extra work before you retire.

I'm personally 0% bonds in the accumulation phase but everyone has their own opinions on that sort of thing. My strategy is just setting up a bond tent around retirement and ignoring bonds otherwise