this post was submitted on 05 Oct 2023
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I'm not in Canada but childcare for our two children when they were little was $24k/year. I'd imagine its more like $30k/year now. We did not go overboard and buy the latest fad this or that, and used tons of hand me downs, but we absolutely needed childcare so that we both could work. Their afterschool, once they were old enough for public Elementary school, was around $10k/year for the two of them.
Does Canada provide free childcare? Would a couple, with each making $35k/year, qualify for free childcare? Otherwise I don't see how $30k would cover one child from 0-12 years.
I'm pretty sure they got their numbers wrong. I have linked to a Stats Canada article in a different reply with what I think are correct numbers that are massively higher than their claim.
Another thing you have to worry about is the uncertainty. Do you trust that the government will still provide free childcare for 12 years? Do you think you could afford to pay for it if they couldn't? What if the cost of something else went up. I could see myself having a kid if I was financially comfortable and stress-free but I'm barely maintaining myself so there's no fucking way I would even dream of having a kid
In Ontario, we have $10/day daycare available, but multiple child benefits and a daycare subsidy, depending on your needs and situation.
Child planning should include the cost of daycare.
Some families find it better to have one partner stay at home with their child, rather than pay for daycare. They would still get childcare benefits ($200+ dollars a month), and that wouldn't stop the partner from working part-time.
People do have to be realistic here. If they need to have both partners working to make ends meet, is a child really the best thing for them?
Your last paragraph shows you really do understand what's going on but you refuse to recognize it
Oh boy, you really are out of touch and have no idea what you’re talking about. Please stop.