this post was submitted on 12 Sep 2023
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I know that it’s not going to apply to everyone in every situation but if you utilize healthcare services, like if you have a family. Then it’s actually a really good deal. I’ve basically hit my deductible every year just a few months into the plan year ever since I had kids. I’d also recommend putting at least as much as what deductible is onto an FSA card so you don’t get taxed on that money as well.
Now of course when I was single and the health insurance was basically just so I didn’t get ruined due to catastrophic injury, I complained about it immensely.
It's still a rather bad deal due to the inflated prices for health care in the US.
To be honest, still sounds like a bad deal. We just see it from different perspectives. Even the concept of a deductible sounds like a bad deal.
Tottaly