this post was submitted on 12 Sep 2023
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[–] [email protected] 34 points 1 year ago (3 children)

Obviously it’s a joke, but get insurance. Thanks to the affordable care act they have a maximum out of pocket cost (for what is covered) and will save you from ruin.

[–] [email protected] 52 points 1 year ago (1 children)

for what is covered

This is doing some really heavy lifting.

[–] GregoryTheGreat 8 points 1 year ago (1 children)

$400/mo for me. No thank you. Unless I want insurance that sucks absolute balls.

[–] [email protected] 3 points 1 year ago (1 children)

It is often called catastrophic insurance, it doesn’t cover much day to day costs, but when you get a $50,000 bill it would cover $42,000.

[–] [email protected] 5 points 1 year ago (1 children)

I know you're being helpful so I don't want to shit on you but that is still unaffordable as fuck for so many people. The ACA is a bandaid applied to a gaping wound.

[–] [email protected] 3 points 1 year ago

Yes of course. It all sucks but I’ve seen many lives ruined by avoidable debt.

[–] [email protected] -1 points 1 year ago (1 children)
[–] [email protected] 3 points 1 year ago

I'm paying a $2000 bill right now. Without insurance, it would be more like $50,000. And a surgery I had last year, they delayed because the insurance company didn't want to cover it at first and we would have to give them $1500 up front. Thankfully, that got taken care of. Still had to pay that $1500 though. I just could pay it in installments.