Unethical Life Pro Tips

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An Unethical Life Pro Tip (or ULPT) is a tip that improves your life in a meaningful way, perhaps at the expense of others and/or with questionable legality. Share your best tips you've picked up throughout your life, and learn from others!

ULPT Rules:

Tips must be unethical, tips that are ethical will be removed.
Tips must provide some benefit to you.
Post titles must begin with "ULPT" or "ULPT Request", and should be descriptive. The title should explain the gist of the ULPT without needing a description. Post that are walls of text will be deleted at the mods discretion.
No tips about rape, murder, suicide, or any tips that violate Geneva Convention laws.
No tip lists, each individual post should be about a single tip. This includes links to articles that list tips.

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Rent requirements in the US are nuts (i.imgur.com)

submitted 1 year ago by [email protected] to c/[email protected]

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[–] [email protected] 1 points 1 year ago

Probably make as much use of the scam mortgage insurance that they can too. I forget what it's actually called but it's a scam IMO. $100 a month baked into my escrow for insurance to the lender in case I lost the house. To my knowledge it provides me no benefit.

Upside is when I refinanced it was taken off. (Think the whole first time home owner program requires it for the initial loan.)