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For the Love of Everything, Please Keep 3-6 Months Worth of Money for an Emergency Fund (If You Can) (beehaw.org)

submitted 1 year ago by [email protected] to c/[email protected]

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I left my job about two months ago, and I applied for unemployment immediately. I got a new job today, but I STILL haven't gotten my unemployment decision. Additionally, my food stamp application was delayed due to personal circumstances. In short, had I not had money saved for an emergency, I would have been mega-screwed.

I know some people are not in a position where they have the luxury of storing away significant amounts of cash but, if you are, I beg of you to do so if you aren't already. I can't imagine what position I'd be in right now if not for my budgeting.

Thanks for coming to my TED Talk.

PS. I posted this here instead of in c/finance because the sidebar there specifies that it's supposed to be for finance-related news.

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[–] [email protected] 15 points 1 year ago* (last edited 1 year ago) (1 children)

Politicians: “Look how great the economy is doing!”
Job market: doesn't exist
Housing: doesn't exist
Homeless people: everywhere

Why there aren't massive riots, I can't fathom. Civilization is coming apart at the seams and everyone is just…okay with that.

[+] [email protected] 13 points 1 year ago* (last edited 1 year ago) (1 children)

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[–] [email protected] 2 points 1 year ago* (last edited 1 year ago) (1 children)

Protests don’t work.

Yeah, that's why I didn't say “protests”. Our forefathers didn't get a 40-hour work week by asking politely.

[+] [email protected] 8 points 1 year ago* (last edited 1 year ago) (1 children)

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[–] [email protected] 2 points 1 year ago (2 children)

Even that doesn't really explain it. The streets are crawling with people who were evicted from their homes because their jobs didn't pay enough to cover rent. These people have nothing to lose, and yet they still stay quiet.

[+] [email protected] 7 points 1 year ago* (last edited 1 year ago) (1 children)

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[–] [email protected] 1 points 1 year ago (2 children)

most people hate the poor, and especially hate the unhoused and just want them to disappear.

Yeah, that's true. Everyone seems to hate the homeless. And they'll probably continue to hate the homeless even as millions of working middle-class people lose their homes as a result of the housing and job crisis. Hell, the newly homeless will probably hate themselves, too.

But I don't understand why. These homeless people didn't choose to jack up their rent and slash their wages; their landlords and employers did. They're victims, not perpetrators. Why would people hate them? Is everybody's brain malfunctioning from microplastic poisoning or something?

the recently unhoused quickly learn to follow suit if they want to stay alive and have any hope of improving their lives

So, they remain docile because they cling to a false hope? As far as I can tell, once you're homeless, you're going to stay that way for the rest of your life, no matter what you do, precisely because everyone hates you for being homeless.