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Honestly all fines should be a percent of net worth with a minimum amount.
Why the minimum amount?
If a homeless person on the street is fined 100€, they won't be able to afford it.
No, just keep it a percentage and keep it simple, or loopholes will be found.
Because if there was no minimum I’d just declare bankruptcy and commit crimes for free all day
And never ever again be offered any kind of credit product. You might not even be allowed to open a bank account or invest money. Say goodbye to ever having the THOUGHT of owning a house.
Do you think I’m actually thinking about doing this.
No you wouldn't and you can't just repeatedly declare bankruptcy. That's just now how any of this works.
What do you mean. I’d only have to declare bankruptcy once. Then commit some big crime for free. Then I’d go back to my normal life.
I believe you have some serious misconceptions about how bankruptcy works but I don't really have the time to explain it to you. The gist of it is that it's not that simple and is certainly not guaranteed for everybody.