Political Memes

To start off, I disagree with your last point. Family owned returants don't matter because I can cook my own food. However, if all the farmland or grocers are owned by other people or other families (like Weston) then yes that would apply and would be correct.

If all the land is owned by someone else and I need land to exist and live. And if the owners of land prevent me from existing and farming, and further have a legal right to jail me, and thus the only option is to work/pay them or die than that is slavery.

This is the rational for why Landlords did the Enclosure of the Commons (https://en.m.wikipedia.org/wiki/Enclosure)

If all the land is owned by someone else where should I go if I don't want to pay anyone else to just exist and live on my own?

Now to your main point:

There are landlords that only own one rental but are still bad landlords. There are landlords with multiple rentals that work hard. The number of rentals do not determine if a landlord will act well or not.

Furthermore, I clearly stated that I'm against landlords not property manager.

You can be a landlord and hire a property manager.

Turn key property's does this, look under "have a property" (https://www.turnkeypm.ca/)

This means a person who owns one rental unit and still is a landlord can do nothing themselves.

When you do this, you don't work on the property, because you hired someone to do it for you, you just collect the rent just for ownership. This is the definition of rent seeking.

If you are a good property manager. You can sell your property management skill for income instead of owning the land. And even better, sell your property managing skills to home owners. Gardeners do this, so do maids, snow removal services, plumbers, etc. If you're good at what you do and provide value than it should not be hard for you to sell your services to people who own their own homes.

On to your analogy:

You're analogy to banks and credit unions is categorically and literally, from a legal perspective, wrong.

Banks are corporations. So are landlord owned rentals. Rentals can be owned by the person but if you don't want personal liability you incorporate into a corporation.

The equivalent to credit unions in housing is housing cooperatives. Both are cooperatives. Credit unions are financial cooperatives and housing cooperatives are well housing cooperatives.

Cooperatives are distinct legal entities and are governened by different Acts from corporations.

The big difference is that a corporation is owned by investors. In the case of rental units, landlords. Whereas a cooperative is owned by the users and/or workers. In the case of housing, it is owned by the tenants, that is how housing cooperatives are described.

Ontario page about incorporating as a Cooperative and transiting between the two: https://www.ontario.ca/page/start-dissolve-and-change-co-operative-corporation

CHMC article about forming housing cooperatives: https://www.cmhc-schl.gc.ca/professionals/industry-innovation-and-leadership/industry-expertise/affordable-housing/co-operative-housing-guide/documents-needed-to-form-housing-co-op

If you want to support the credit union version of housing you can support housing cooperatives by supporting MPs that pass legislation and invest in them. Or you can invest in community land trusts as well.

Investment can bring, depending on the project (3-5%). However this is much less than returns on land which is the primary reason for being a landlord which is what the OP of this comment thread was referring to when they said that most of their net worth is tied to a piece of paper.

Co-operative housing federation of Canada: https://chfcanada.coop/

Community Land Trust Canada: https://www.communityland.ca/

Community Investing: https://tapestrycapital.ca/

Federal Legislation bringing more funding to Housing Cooperatives: https://www.canada.ca/en/housing-infrastructure-communities/news/2024/06/federal-government-launches-new-15-billion-program-to-build-a-new-generation-of-coop-housing.html

There's a difference between saying we're not in a utopia and standing in the way. You can choose one or both. But being ignorant of solutions happening right now or exercising political power against this or people who want to achieve this is standing in the way.