this post was submitted on 14 Mar 2025
922 points (99.3% liked)

World News

43925 readers
3677 users here now

A community for discussing events around the World

Rules:

Similarly, if you see posts along these lines, do not engage. Report them, block them, and live a happier life than they do. We see too many slapfights that boil down to "Mom! He's bugging me!" and "I'm not touching you!" Going forward, slapfights will result in removed comments and temp bans to cool off.

We ask that the users report any comment or post that violate the rules, to use critical thinking when reading, posting or commenting. Users that post off-topic spam, advocate violence, have multiple comments or posts removed, weaponize reports or violate the code of conduct will be banned.

All posts and comments will be reviewed on a case-by-case basis. This means that some content that violates the rules may be allowed, while other content that does not violate the rules may be removed. The moderators retain the right to remove any content and ban users.


Lemmy World Partners

News [email protected]

Politics [email protected]

World Politics [email protected]


Recommendations

For Firefox users, there is media bias / propaganda / fact check plugin.

https://addons.mozilla.org/en-US/firefox/addon/media-bias-fact-check/

founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 7 points 7 hours ago (1 children)
[–] [email protected] 1 points 4 hours ago (3 children)

some of them maybe? surely not all?

[–] [email protected] 4 points 2 hours ago

You don't need insurance FOR your car. You MUST have a "Haftpflichtversicherung" - but that only covers damage done by you and your car. If you only have that, you'll get exactly 0 Euro.

Most people here have partial coverage, so if glass breaks, you get into an accident with a wild animal or you car gets stolen - and you'll get some money back.

Full coverage would also include stupid mistakes you made. As long as they are not on purpose or done by speeding, drinking and driving and stuff like that.

So yeah, most people with newer cars would have full coverage. Expensive tho. So older cars usually only have partial or none coverage - only "Haftpflichtversicherung" is a must. Without you are not allowed to have a car in traffic.

[–] derpgon 6 points 4 hours ago (4 children)

All cars are required to have insurance in most European countries, Germany included. Not sure if collateral damage by vandalism is covered by default, but most of the time you are covered against any damage that you yourself didn't cause, so I assume it is covered.

[–] [email protected] 1 points 1 hour ago

Not so in Austria. Only Haftpflichtversicherung is required which only covers the car owner's liability.

[–] [email protected] 3 points 3 hours ago* (last edited 3 hours ago)

Required insurance doesnt cover thing like that tho. It covers your liability not your car from the elements. For that you need at least partial coverage which tbh most people with Teslas probably have.

[–] [email protected] 1 points 2 hours ago (1 children)

I can assure you if you have a second hand 10 year old car and it burns down, you’ll get 3000€ from insurance, and good luck finding a replacement for that money.

“They have insurance” doesn’t solve all problems when you’re struggling and need a car for work.

[–] [email protected] 1 points 2 hours ago

So you can buy another 10 years old car with that.

[–] [email protected] 1 points 4 hours ago

I can't speak for Germany but my car insurance wouldn't cover arson. It only covers liability, so if I cause damage or personal injury with my vehicle then my insurance kicks in and covers the other person's damages. If I wreck my car in a single vehicle collision, a tree falls on it, or someone who doesn't have insurance hits me then I get nothing. That is collision and/or comprehensive insurance that cover those situations respectively.

However I know that if I were to lease a vehicle, I would need to get comprehensive insurance as part of the lease agreement. These were probably leased so their insurance might cover it, definitely not all of those Tesla owners though.

[–] [email protected] 1 points 4 hours ago

Civilized countries require insurance so that victims aren’t at fault and on the hook, and better ones will even provide it(the province of Québec does the liability portion, for example).