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Japan ‘on verge of no longer functioning’ after birth rate plummets to record new low
(www.independent.co.uk)
this post was submitted on 01 Mar 2025
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It also strongly correlates to women's rights and access to education. The more educated women are, the less likely they are to have a lot of kids.
https://blogs.worldbank.org/en/health/female-education-and-childbearing-closer-look-data
It's why you see a renewed attack on women in some developed countries, especially in the US.
Here's what happened in America.
In the 1960s the "Women's Lib" movement started. They got a lot of press coverage because it was a good stroy, but didn't actually change things a lot.
In 1973 the Oil Embargo hit and suddenly one job wasn't enough for the family to survive. Lots of wives had to go out and look for work to keep paying the bills.
The Right has been lying that women getting jobs is what destroyed the one income family.
Tying the mortgage repayment rate to the median salary of a single individual would go some way towards fixing things then, but that would mean putting price caps on houses which would devalue the currency and also need anti-cartel laws (eg. Laws mandating a maximum amount of homes one can own, as cartels might see artificially low prices as an opportunity to buy up more houses).
Artificially constraining parts of banking and all of residential real estate is likely to have other unforeseen effects on the economy, but may still be worth it.
Another alternative is starting a state bank in which citizens can be part of a rent-to-own mortgage, with minimum but achievable life time repayments. If they don't meet those minimum payments, the house is sold and the profit from the sale is portioned out between the state bank and the mortgage payer in proportion to how much % they paid off.
That's a win win, as theyre probably getting a big cash payment when struggling, and the state bank then gets to relist the home.
Bring it on. Maximum 5 “homes” allowed per person, 7 for any family unit, children under 25 ineligible for ownership except as a post-death inheritance.
Anything above those limits is landlording-as-a-business, and combined with laws that make ANY business ownership of residential properly illegal, would force landlords to actually work for a living by getting day jobs.
Plus, have an extended “speculation tax” that hits any place being sold with a 100% tax on the first 2 years of owner-occupancy, with a straight-line decline to 0% in the eighth year. Any home being sold where the owner has never lived in it for a minimum of 2 years? 100% tax on the sale of the house straight out of the gate, with all proceeds going to a fund for first-time home owners. Exemptions, of course, for military deployment or death or a few other issues that cannot be leveraged for fraud.