this post was submitted on 25 Feb 2025
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It's kinda funny living in Japan. We are all legally required to carry health insurance. It's available (income-based) from the govt, though many companies provide it as well paying half or more. Most of us who grew up in the US are talking about how cheap it is and most of the Europeans and Canadians are talking about how expensive it is (often about the point-of-service cost (30% of bill for most, though much cheaper than prices in the US) though some also the insurance). We also have out-of-pocket max (monthly cap, I think), and spending over 100k in a year opens up tax deductions (think of that like $1000 in USD/EUR for how it feels to spend that; the exchange rates are obviously different).
Jeez I'm lucky the deductible is yearly here in NL, last few years Ive blown through it in January alone.