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The purpose of a system is what it does.
Higher ed as currently constituted keeps young troublemakers distracted during their wild years and then burdens them with long term debt obligations.
Before we began recognizing the humanity of women (and their usefulness in the labor force), the preferred method of social enslavement was early child birth. Student debt seems to be a good replacement as a social control mechanism.
Add to that, corporations don't want educated workers. They want indebted workers who are desperate.
Living In Company towns
Not sure why you're being downvoted. I'd read a study for this if there was one published.
That’s the point if the saying I started my comment with.
There is no written policy stating that student debt will be used as a tool of social control. That’s the ‘quiet part’.
However there are numerous data sources showing the impact of student debt on people’s choices. Such as https://clp.law.harvard.edu/knowledge-hub/magazine/issues/student-debt/debt-takes-a-toll/
The meaning of the saying is that it doesn’t matter one bit what you SAY the system is for, stop instead and look at what outcomes are actually produced.
A common example is when the drumbeat starts for a new war, we hear through media that the purpose is to bring freedom or somesuch. It only takes a little scrutiny to discover that a small number of people stand to make a lot of money off the war.