this post was submitted on 16 Oct 2024
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Is there a downside to limiting houses to a 1per person maximum?
This is always where it gets complicated. One house is pretty limiting. Lots of people have holiday homes - should that become illegal? People buy homes to support family (particularly elderly or disabled family) members in an environment that allows them some space and independence.
Should a married couple be allowed to have two homes? Should I be allowed to buy homes in my kids' names to get around such a limitation?
I don't have the answers to any of this. Housing is a super complicated and politically charged topic. There are a million millionaires out there with the bulk of their net worth tied up in the value of their homes. The scary truth is they don't really want to solve this problem, because if houses stop costing most of a million (or more) dollars to buy, they stop being millionaires.
I would rather have it be a case of everyone gets a house before anyone gets a second, regardless of an individuals economic ability.
Taxing tends to even that out. Increasing the % for every property over ppr.
Of the multifacets there are two bigguns: the cash cow of investment properties and tax breaks, and developer landbanking and artificial restriction of supply on new builds.
Tax the shit out of both of these.