this post was submitted on 05 Oct 2024
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A disability caused by work activity would be covered by worker's comp insurance.
Edit: in California all employees pay into state disability insurance. In the event they become disabled they could receive disability benefits from SDI. If someone were to claim to be disabled it would be disability fraud. Why are we even having this discussion and who cares?
The insurance would lead to a payout that funds an annuity.
If one’s insurance buys a new car, that doesn’t make the car insurance.