this post was submitted on 23 Sep 2024
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Antiwork

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A community for those who want to end work, are curious about ending work, want to get the most out of a work-free life, want more information on anti-work ideas and want personal help with their own jobs/work-related struggles.

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Date Created: June 21, 2023

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The main rules of the server will be enforced stringently. https://lemmy.world/

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idk man I just need to vent i guess

my employer "provides" health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)

that's half our monthly mortgage payment; it's 2/3 our monthly grocery bill

why?

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[–] [email protected] 117 points 13 hours ago (7 children)

It is definitely bullshit, but your employer isn't a winner here either, they're also paying out $600 a month for your $1200/month health insurance.

The real problem here is why the fuck does health insurance cost as much as housing in this country?

[–] [email protected] 5 points 7 hours ago

Or more.

Just doing mine now (open enrollment time). No changes to what I had this year, but had a 20% price increase to just under $600.

My employer is paying $3200 for my coverage (family plan, to be clear). Companies should be in wide support of universal healthcare.

[–] [email protected] 61 points 12 hours ago (1 children)

The biggest kick in the balls is that insurance still doesn't cover shit. There's still co-pays, tons of things that aren't covered, out of network, maximum use of services, and anything large will almost certainly be denied by default. The co-pays alone are often as much as the service should cost.

Health insurance is a parasite. Profiting (massively) by being a gatekeeper to good health is pure evil.

[–] [email protected] 19 points 11 hours ago* (last edited 10 hours ago) (1 children)

Dr. Glaucomflecken's Youtube Skit series on US healthcare has really shown me how fucked up it is...

Sure, the Canadian government is stealing my paycheque, yadda yadda yadda. Still my health, dental, life supplemental insurance plan costs $800/year and most routine stuff like checkup exams, basic drugs, basic procedures, is free or is in the tens of dollars that I need to pay.

[–] [email protected] 8 points 9 hours ago

I haven't been to a dentist in 8 years. I've only recently been in a hospital because my back gave out and I was stuck on the floor. Dont let anyone take away that healthcare, dont become like us. This is misery for no reason. My fucken teeth ache.

[–] [email protected] 10 points 9 hours ago (1 children)

Or more. A lot more.

I pay $700/mon for a family for health only, not including prescriptions, dental, or vision

Employer contribution is $1600/mon

That’s insane

[–] [email protected] 3 points 7 hours ago* (last edited 7 hours ago)

I'm surprised large companies haven't pushed back on it.

I didn't know much about that side of the insurance pyramid, but I don't think I've ever seen anything about the companys part fighting it in the news.

[–] [email protected] 47 points 12 hours ago

Line must go up or rich people angry.

[–] [email protected] 1 points 7 hours ago

Housing costs more than $2000 a month now 😭

[–] [email protected] 9 points 12 hours ago

Some companies are self insured and merely pay a health insurance company to administer the plan. They take all the excess and dump it into an investment account where they can profit off of the excess. It's possible that their employer is coming out ahead.

[–] [email protected] 2 points 10 hours ago

To be fair, health insurance is equally expensive in Europe. We just discount it a lot for low income families and above average pays a lot more to substitute that missing money.