this post was submitted on 15 Jul 2023
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I've been a long time You Need A Budget user. It's really put me on the proper budgeting and goal building path.
However I need to likely make some changes in budgeting process to account for, now that I split expense more often with a partner. We've been using Splitwise to track split everyday expenses like groceries. If anyone has recommendations here with YNAB and Splitwise, I'd like to hear them. Right now my reporting in YMAB is all messed up considering the splits we do. When I do get reimbursed by my partner, it's easier to pull from a single category as opposed to splitting that transaction out from what was recorded in Splitwise.
The recent AMEX issues with their import partners (MX and Plaid) are annoying, but I did manual entry back on V4 so nothing I'm not used to. But still considering there's a yearly fee with new YNAB and it doesn't import my main spending card is annoying.
If you are using YNAB, a fun trick is to use a split transaction that contains the total amount as an outflow and then the inflow you would receive from your partner to make the math easy. For example:
Split transaction: -100$ - total bill outflow +50$ - partner's portion
YNAB transaction that will apply to the category is 50$.
Interesting! I'll have to try to messing with this.