this post was submitted on 16 Jun 2024
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[–] [email protected] 48 points 3 months ago (16 children)

I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.

Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?

[–] [email protected] 2 points 3 months ago* (last edited 3 months ago) (7 children)

in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card

also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live

edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet

[–] [email protected] 36 points 3 months ago (6 children)

The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.

In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.

[–] [email protected] 6 points 3 months ago (1 children)

The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID.

You don't do that. You present the cop a QR code generated on the fly by the ID app when selecting "show ID" (or driver's licence, in our country) that they then scan with their equivalent app or device. You don't physically give them the phone. At least that's the idea.

Like in many countries (traffic or street) cops here barely have a high school education and it's not unusual for them to be too stupid to be able to scan a QR code. So carrying your plastic cards with you is prudent.

[–] [email protected] 3 points 3 months ago

Having an unlocked phone anywhere near a cop is a bad idea considering they can just grab it. There are stories of them using people's handcuffed hands to unlock phones with fingerprints against the wishes of the phone's owner so I definitely wouldn't put it past them to grab it out of your hand.

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