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the debt (lemmy.world)

submitted 5 months ago by [email protected] to c/[email protected]

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[–] [email protected] 0 points 5 months ago (1 children)

You’re discounting the people who have always lived within their means and so never took on debt.

No I'm not. Those people are unknown quantities, and so also suffer if credit scores go away, because bad borrowers are worse than first-time borrowers, so without credit scores, first-timers will be treated worse.

[–] [email protected] 0 points 5 months ago

I'm saying people who don't play this credit game but otherwise are good financially also think it's dumb. Not just bad risks.