Memes

45731 readers

1010 users here now

Rules:

Be civil and nice.
Try not to excessively repost, as a rule of thumb, wait at least 2 months to do it if you have to.

founded 5 years ago

MODERATORS

[email protected]

997

the debt (lemmy.world)

submitted 5 months ago by [email protected] to c/[email protected]

162 comments fedilink hide all child comments

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 9 points 5 months ago

I'd definitely recommend getting a credit report (not from the websites that advertise with an insane jingle, but from the actual credit bureaus

you're entitled to a free report). Mine had debt from a relative with a similar name; I was able to get that removed. They will also tell you in more detail what goes in to calculating it.

I agree that it's not perfect, and often very opaque, but you should be able to get some understanding of why she doesn't have good credit.