this post was submitted on 14 Jul 2023
4 points (100.0% liked)

YNAB

478 readers
1 users here now

Welcome to YNAB! This community is dedicated to the discussion on the popular budget software You Need A Budget. We welcome any posts here regarding YNAB. Feel free to post your questions, budget strategies & advice.

founded 1 year ago
MODERATORS
[email protected]
4
Has anyone here completed the "More Money" 30-day challenge? (lemm.ee)
submitted 1 year ago by [email protected] to c/[email protected]
8 comments fedilink hide all child comments
 

If you haven't heard of it before, it's a YNAB challenge that has 3 simple rules. For 30 days you:

  1. Track your spending
  2. Only buy essentials
  3. No dining out

I haven't been able to successfully follow this for 30 days, but I've made a lot of progress towards my financial goals in trying! I'm glad I did actual progress too, because I sure felt silly turning down friend dates at the bar and having them offer to pay.

What about you? Have you been able to crush your desires and go a month without going out or buying any fancy coffees?

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 1 points 1 year ago

I get what you’re saying, but I highly doubt that most people are following all three of these every single month. Simply tracking every expense, I can’t imagine that more than 5% of people actually do that.