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You realize Obama hasn't been president for over 7 years? Trump and Republicans weren't going to do this.
Some of these debts are from PSLF program which is a Bush era program. Trump's administration just denied or delayed qualified folks their forgiveness, and Biden is honoring mostly those who met the means testing like never missing a payment in 10 years.
Biden is not king. He leads the executive branch, executing programs authorized by Congress, but his administration has freedom in how he does so. A previous administration placed obstacles in the way, where this one is greasing the wheels.
Means testing is restricting benefits to people who are provably "poor enough" to need the benefit, not requiring payments.
I was probably being a bit too cynical calling the payment requirements as a means test in such a literal sense.