Why would Matrix be the only option? XMPP is significantly better. You can either sign up on a public server or pay a small sum to have your own private server for you and your family for example on https://snikket.org/ or I think https://jmp.chat/ also includes optionally a small server in the subscription.
this post was submitted on 02 Feb 2025
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I've always been curious with the differences between XMPP and matrix but i can't ever find anything explaining it. Why is it in your opinion better?
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Yeah, sure. But Matrix is decentralized and federated. So you can pretty much join any instance and be able to talk with anyone on any instance. So why not select another instance ~~or maybe even self host one yourself?~~
edit: didn't read the text till the end