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Majority of Americans over 50 worry they won't have enough money for retirement: Study (www.usatoday.com)

submitted 6 months ago by [email protected] to c/[email protected]

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Among AARP survey findings: 61% of Americans 50 and up are worried they won’t have enough money for retirement. And only 21 percent of people have a retirement plan.

An increasing number of people are worried that they won’t have enough money to live comfortably in retirement, and men aren’t as financially secure as they once were, according to an annual survey from AARP.

The AARP Financial Security Trends Survey, conducted in January and released in April, included interviews with more than 8,300 Americans over 30 across every state in the country. Conducted by NORC at the University of Chicago, the survey aims to analyze the financial experiences and attitudes among Americans.

One of the survey’s biggest findings is that 61% of those 50 and up are worried they won’t have enough money for retirement, Indira Venkat, senior vice president of research at AARP, told USA TODAY on Wednesday.

And if you break those numbers down even more, one in five of people who have not retired have no savings at all, Venkat said.

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[–] [email protected] 14 points 6 months ago (8 children)

I'm 26 and I don't expect to be able to retire. I just hope I can keep up in my field when I'm old. It's weird thinking of an old person fixing computers, though.

[–] [email protected] 8 points 6 months ago (6 children)

That's funny because I'm an old person in IT and we struggle to find new hires that know how to troubleshoot beyond basic issues. Most of them might have been the techy for thier family but few have experience with actual enterprise solutions, that's only something that comes with experience.

[–] [email protected] 3 points 6 months ago (4 children)

I just started my career in IT, I only have about 3 years of experience in the field. The biggest issue with finding young people, imo, is wanting people with experience. Fresh outta college kids aren't going to have the knowledge and experience most entry level positions are looking for. I got incredibly lucky with my career, but I know people who were brilliant in college (I was not) who are currently working retail because it's so hard to get into entry level positions.

[–] [email protected] 2 points 6 months ago (1 children)

This was more of a comment on the poster above feeling like he's gonna be irrelevant when he's older. That's not true, at least in my experience, if you are passionate about IT, your knowledge will age like fine wine.

I didn't mean to imply that you should have all the experience right out of the gate, just that you may start out thinking you know all that and will be irrelevant by 30, but that's not the case. Wait until you find out all the stuff you don't know! (this is a good thing, not bad)

[–] [email protected] 1 points 6 months ago (1 children)

Ah okay. I misunderstood a bit lol. I work at an MSP, so I learned that I don't know jack shit on day one. Every single work day I am met with something new and wacky to fix. The horrors persist, but so do I.

[–] [email protected] 1 points 6 months ago (1 children)

That's a great place to get a lot of technical, customer service and project management experience.