this post was submitted on 12 Nov 2023
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I still canβt believe American banks lets you login with just username / password? Surely there is some id check or at least two factors involved?
Nope, several years ago someone complained that their steam account has better protection then their bank account. We're now in 2023 and that statement still holds. It's quite scary really. Bank websites that heavily rely on third party scripts ,"MFA" logins based on something you know and something you know. Account verification question based on code words or security questions based on public information. Worst of all, the ignorance of it all. "We got hacked, here have a identity protection bandage, comes with an automatic subscription after several years".
Yes, they do. Wtf is even happening in this thread.
There are some that do, true, but also a boatload that don't. In my personal experience, most don't.
Most do, unless they're some small town bank. That could be the difference, perhaps.
Most interesting, I checked 2fa.directory and lo and behold, one of them shows that use 2fa! It's the dinky SMS one, but still better then none! Sad part is that a) they never informed me and b) it's completely optional also c) this must be something from the last year or so as I'm one of those people who actively gives feedback
Hey, that's great. I'm glad you looked into it, they really should have let you know.
Chase is a small town bank? TIL
?
https://www.chase.com/digital/resources/privacy-security/security/how-you-can-protect
Schwab has 2fa, and isn't Schwab literally owned by Chase? Wtf
https://www.chase.com/digital/resources/privacy-security/security/how-you-can-protect
I don't know what they're talking about.