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Chase Reserve? Wondering if it’s worth it over the lower tier.
Only if you will use the travel vouchers religiously without forcing it, and really want free drinks and sandwiches during waits at airports. If you will use those things, and it's not a forced thing, 100%, you'll save money vs paying for food/drinks at retail prices.
Why would you not want free drinks and sandwiches?
Because they aren't free if you only get them by paying 400 bucks to spend your money.