this post was submitted on 26 Jun 2023
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As someone who's been put through the wringer by a job before a lot of what this employee is saying is familiar to me. There's a couple details of the story I'd like to focus on, though.
Why is this even a thing? The guy got his prescription, who is a private company to tell the guy his doctor's prescription is wrong?
This is why we must fight against the privatization of our healthcare. Financial arguments aside, is this really the future anyone wants? Where the treatment prescribed by our doctor is unavailable to us because a private entity who's primary motivation is profit will do whatever they can to weasel out of having to provide that treatment?
Back to the topic of the article, this is about what you can expect to hear if you do get into a burnout situation. For all that mental health gets talked about in this day and age, the reality is, your health is only of interest to the extent that you're able to be at work and do the job. In terms of your long term health, most bosses aren't going to care about that. Whatever it takes to get you back on the floor so they can squeeze those last drops of juice from you.
I don't know when insurance companies figured out that just saying "you're not sick" to anyone making an insurance claim is an excellent cost-saver.
We've got to legislate that out or initiate a class-action lawsuit.
Insurance companies don't make money by approving claims. The job of a case manager or insurance adjuster is literally to tell you that you aren't covered, as much as possible, as often as possible.
To that extent, health insurance providers have their own doctors on staff, who will give evaluations that are favorable to the company. You agree to be evaluated by the doctor as part of your policy contract. This has been going on forever and that's why insurance providers make money.
Similarly, insurance will cut off long term disability claims when there's no end in sight because it's cheaper for them to pay out a settlement than continue to pay LTD indefinitely.