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A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.

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Actual Budget is a fantastic FOSS budgeting tool that you can self-host (actualbudget.org)

submitted 2 weeks ago by [email protected] to c/[email protected]

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Not affiliated in any way with Actual Budget, but I can't recommend it enough. It's the FOSS version of YNAB pretty much so if you're a fan of envelope budgeting it's a great tool. I'd even say it has quite a few other strengths compared to YNAB (free bank syncing in the EU with more banks supported for example), and you can always be sure that your financial data stays within your reach.

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[–] [email protected] 32 points 2 weeks ago (17 children)

The number one thing that most of these don't do well for me is the connection with banks. You mentioned that there is bank syncing, how well does that work? Can I say, just click my bank and do an oauth connection, and it will store it? I really loved Mint, and essentially want it to be done the same way

[–] [email protected] 8 points 2 weeks ago (3 children)

If you're in the EU you can do bank syncing for free with GoCardless integration. If you're in the US you need to go with SimpleFIN which costs a small sum and is in a more experimental phase than the GoCardless integration I think. Either way, GoCardless has been working great for me. Actually far better than YNAB which didn't even support my bank. It's literally just set up and forget.

[–] [email protected] 3 points 2 weeks ago (2 children)

Because the actual export, transform and loading of multiple banks and accounts data is cumbersome its holding me back.

So curious to read about GoCardless.

But is that also for consumer?

And is it this: https://gocardless.com/pricing/

[–] [email protected] 2 points 2 weeks ago

Yes. You can read about on Actual Budgets documentation. It's free for personal use. You just generate an API token. https://actualbudget.org/docs/advanced/bank-sync/gocardless/

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