Greentext

You could move out of your mother's basement

Save up, go on a nice holiday overseas.

Save up, buy a house.

Take up a new expensive hobby like cycling or photography.

Donate to charity.

Donate to worthy political causes.

Get a dopamine hit from seeing number go up.

So many options.

Start playing Magic. Your money will go POOF in no time.

I've been in this situation.

Get married to a single mom and you'll be broke again in less than a year and in debt the next. That's the quickest way to lose all of your money.

Max 401k, Roth IRA, and HSA contributions. Buy a fleshlight.

Could even pay for porn at that point, crazy!

Depends on character traits of anon.

Some invest/gamble

Some hoard wealth

Some uses it fight boredom like going to places, travelling, hobbies, etc.

Some try sharing with others or straight up doing charities

If you are young and there's nothing you really want to do with a significant amount of money, your emergency savings are decently big, and you don't intend to make a significant purchase in the near to mid future, then you find yourself a tax-free retirement account, a world index fund and an S&P 500 index fund and distribute money across them with the priority being reaching whatever is the max in the first one

• Save an emergency fund of 6-12 months of expenses. You never know when the rug will get pulled out from under you.
• Pay off all debts.
• Save at least 15% of income into retirement accounts (not counting any matches).
• Give to charity or random internet persons.
• Buy a house.
• Pay it off.
• Max all retirement accounts, invest in some mutual funds, give more.

Invest it until you can quit job. The old people call that retiring.

Unironically anon has cracked the big secret of capitalism; the end goal doesn't matter until someone is trying to steal it from you, and they will try because some people are sick in the head

Vacations, where every trip costs like a mid range gaming pc.

Send me $400 to buy a telescope lmao

Buy some more avocado toast?

Give some of it to poor people. Being disabled in this country sucks.

Buy a house and stop mooching off your parents?

Be like me: so anxious at the prospect of running out of money you just never spend it.

Need new clothes? Is that really a need?

Want to try a hobby? If you don’t like it you’ll feel pretty silly having invested in it.

But a gaming PC? The parts will be obsolete in a year anyways.

Nice cookware? What’s wrong with ye older stuff, it still works just don’t use the bad side of the spatula or you’ll scratch the pan.

People when you tell them about saving your money

Google house

cocaine

Well, life keeps kicking me in the balls and I currently need about $5000 to get back on track thanks.

Donate to Lemmy :)

Dildo collection

Travel around.

Enjoy the fact that there’s more and more money in your bank account? I personally find solace in that fact.