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Technology
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A point where could be good, is being able to work from home more easily, I mean I've applied to some companies where I could only work using their computers, so If I can work from home with this. But I don't really understand why they need it
Long term, there is some benefit to this sort of concept. You aren't going to have as much freedom to turn your cloud based OS into a custom build, but what you will have is a machine which will never have down time for patches and security updates. The user will be running their app remotely, using all the power and hardware of a data center, and the instance of the app can migrate from one host PC to another, seamlessly without any perception to the end user. Furthermore a user can access all their applications and data from whatever client they are using and it will migrate this session from their terminal, to their phone, to their AR HMDs.
It isn't going to be a change which happens over night, and it will be more like how car engine have become less user serviceable but more reliable and efficient. It will be a different experience for sure, but it has potential value beyond being a way to charge people subscriptions.
a user can access all their applications and data from whatever client they are using
Also, users won't own their most basic data anymore, nor will they be able to control how it is used. Canceling a subscription (or being locked out) could mean loosing it all.
For a business, I see this as a strong benefit for this design. The work done for a company is the property of that company by most hiring contracts, so the work done on a remote system can by tightly controlled. At the same time, it would allow someone to use their own thin client to do both professional and personal work and keep things isolated. For someone doing freelance work, it makes sharing a natural extension of that process and access can be granted or revoked as it relates to contracts. That seems like an advantage to corporate IT departments.
As for individuals, I don't see how this takes away ownership. Regulations will be updated to allow users to request their data in compliance with GDPR requests, so nothing would become completely locked up. Should that be challenged ever, I don't think any jurisdiction would say that Microsoft owns the data. What a user will be able to do with the bits they receive is a different question.