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That is terrible reasoning. That would only be true if every idea ever come up with had been tried and no new ideas will come up.
UBI would be quite effective for many reasons. The reason it hasn't been done already has nothing to do with how effective it might be. And we know giving everyone money is effective, because Alaska does it with their oil dividends.
Another method that has definitely not been fully implemented is debt jubilees for people with more debt than assets to cover that debt (e.g. student debt forgiveness, medical debt forgiveness, etc.).
It’s not reasoning, or an argument for or against, it is just a statement. I’d admit that it’s probably a tautology.
What the post described is a taxation and societal problem, not a problem with investing or compound interest in general.
I’d easily agree that society is unfair, and that our taxation policies are directly antagonistic to the middle class, but again, this is simply math (and though it is theoretical, microeconomics).