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https://bigthink.com/the-present/joe-biden-student-debt/
In 1978 he co-wrote a bill that introduced the first limit on how students could use bankruptcy law to reduce their debt burden.
In 1990 he helped author the Crime Control Act, which is famous for stepping up sentencing guidelines, included an entirely unrelated clause that further lengthened the time students had to wait before they could declare bankruptcy on their student loans.
In 1998 they introduced an “undue hardship” clause to federal student loan bankruptcy proceedings; making it even more difficult to declare bankruptcy on student debt.
To top all of this off, he supported adding the undue hardship clause to private student loans in 2005.
Thank you for sharing all this.
While I'm under no illusions that Biden is my friend, in the current political climate, I can't shake the feeling that he's my friendliest enemy.
Can you shed any more light on that 1990 business?
While I have no familiarity with it, the circumstances suggest that it's possible that the added clause was added as a bit of trade-off to other members of Congress to get the crime bill over the finish line. Not that that makes it any less bitter a pill for borrowers, but if that's how it happened, that's much less "Biden hates borrowers" and much more the political game in DC.
It's not that Biden hates borrowers or students. The problem is, that even way back then, he owed too much favours, so he drafted legislation that "the big guys" (his quote) wanted.
Results from Cca 1990 being easier to criminalize young people, and young people with records could not wipe debt/much harder to do. (if I understood it correctly).
Damn
And now, he's changed his stance in response to a changing society and pressure from voters.
Isn't that a good thing? Don't we want politicians who are demonstrably responsive to voters?
He hasn't changed his stance, hes doing the bare minimum to garner positive headlines in an election year.
He needs to actually change stances if he wants to prevent another Trump presidency.
Biden has been working to cancel or eliminate student debt for pretty much the whole of his term.
What, exactly, more do you want from him? A heartfelt apology for having a different opinion 20 years ago?
Some self-reflection and an apology would be a nice bonus, sure.
He was the lead senator that passed legislation so that student loans could no longer be discharged in bankruptcy, after all.
But what I really want is determined efforts to eliminate student debt, not half-assed efforts to get positive headlines.
So no specifics? Remember, the president didn't make laws...
What would you have him do that he hasn't already done?